Funding for development

Funding for developments and commercial purposes is still very much available in the current market. Finding it can be a challenge.

Through years of experience, Pure Financial Solutions can source the most competitive terms from across the market. Relationships with mortgage lenders many people have never heard of help us secure finance where others cannot. Here’s more information on three types of commercial finance.

Commercial Mortgage

A commercial mortgage is in principle similar to a residential one. In both cases the lender will assess the applicant to ensure that they have the means to repay the loan and assess the security offered to ensure that they will be able to repay their debt if it comes to repossession.

The two key differences are:

A commercial mortgage can be taken out in the name of a business or commercial property investor and is based on both the business of their tenants and the income of the borrower being able to maintain the commitment,

The security offered will either be used in it’s entirety for commercial business or contain a mixture of commercial and residential use.


    • Bed & Breakfast/Guest Houses
    • Care homes
    • Dentist & doctor surgeries
    • Farms and Farm Land
    • Land
    • Public Houses
    • Nursing homes
    • Retail/shops
    • Industrial Units
    • Office Buildings
    • Residential property, property portfolios


Interest rates and fees will vary depending on the client and security offered. To find out more complete the enquiry form below and a commercial mortgage expert will be back to you shortly to discuss your requirements.

Bridging Finance

Bridging Finance is a short term loan that provides fast access to funding when it is needed most. Bridging loans can be used to raise funds for any legal purpose, generally last no longer than 12 months for regulated loans, or 18 months for non-regulated loans and will normally require you to have a strategy in place to ensure that you can repay the loan.

The rates of interest and fees charged can seem high when compared to standard residential lending, but a short term loan now could mean you secure the place of your dreams, are able to renovate a property and increase its value beyond the cost of the bridging or are able to carry out essential repairs so that the property becomes eligible for mainstream lending.

Here are some examples of where bridging finance can be used:

      • Portfolio restructuring
      • Auction purchase
      • Settle Tax liabilities
      • Cash flow
      • Probate cases
      • Downsizing
      • Chain breaks
      • Below market value purchases
      • Business restructure
      • Capital to support the purchase of another property and to fund portfolio growth
      • Capital release to discharge liabilities, such as tax bills or business debt
      • Refurbishment or modernisation to increase value

For bridging loans, Pure Financial Solutions uses a specially selected panel of lenders and suppliers.

Development Finance

Like Bridging Finance, development finance is a short term loan, but in this instance for the specific purpose of building new properties or making substantial changes to an existing property.

Pure Financial Solutions works with a number of financial institutions and specialist lenders as part of a specially selected panel with an appetite for financing residential development projects in mainland UK. Mezzanine loans can also be arranged to rank behind senior facilities already secured by developers. As you would expect, lenders are very selective in the current market so it is essential to put together a properly structured presentation to help guarantee a project’s chances of success.

Pure Financial Solutions has extensive experience in working with lenders and suppliers and understands the key points needed to secure a deal. If you complete our short enquiry form below then one of our development finance specialists will come back to you very soon.

Mezzanine finance – debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.