Second Mortgages (Secured Loan)

Pure Financial Solutions specialise in sourcing and arranging secured loans. Typically used for the consolidation of existing credit or home improvements, secured loans often represent a great way of raising funds without the need to re-mortgage your property. Sometimes called ‘homeowner’ loans, secured loans are secured against your home.

Our decision making process isn’t solely based on a credit score. Because there is security for the loan, we can look at each application individually to try and find a way to help, and we never charge any up-front fees. As a loan broker, we can shop around our panel of lenders for you to find the loan we believe to be right for you. Most of our lenders don’t advertise directly, they only deal through loan brokers like Pure Financial Solutions, and they do stringent checks on us before they allow us to arrange loans on their behalf.

Why choose a Secured Loan?

Because you are providing security for your loan, this enables our lenders to offer loans to applicants who:

  • Are self employed, and perhaps struggle to prove their income with accounts
  • Have a poor credit history – perhaps some arrears on a mortgage or loan, or a County Court Judgement
  • Are looking to borrow more money than would be available with an unsecured loan
  • Are looking to borrow over a longer term than would be available with an unsecured loan
  • Need to consolidate existing unsecured credit

Almost any reasonable purpose for borrowing is considered.

How to apply for a Secured Loan?

If you would like to apply for a loan, there are two easy ways you can do this. Either:

  • Give us a call right now on 01872 211210, or
  • Click on ‘Apply Now’ at the top of the page

We will work on your application as quickly as possible and come straight back to you with how we can help.


  • Up to 110% LTV
  • Rates starting from 3.74%
  • Loans from £3k To £2.5m (more by referral)
  • Interest only options available
  • No upfront fees payable
  • Lending in England, Scotland and Wales & Northern Ireland